Insurance: Regarding The Treatment Of Mental Health Now
- On Monday, the administration unveiled a final regulation that will increase accessibility and reduce costs for treatment of mental health and drug use disorders.
- For plan years beginning on January 1st or later, the majority of the rule’s provisions will be applicable to health insurance issuers and group health plans.
- Private insurance plans should provide the same degree of coverage for mental health and substance use disorders as they do for physical health benefits.
- A White House information sheet obtained with CNN ahead of Monday’s announcement states that this might entail “adding more mental health and substance use professionals to their networks or reducing red tape for providers to deliver care.”
Medical care includes mental health care
However, vital care and therapies are out of reach for far too many Americans.
In order to address the mental health crisis facing our country, my administration is acting today to guarantee that mental health coverage would be provided to citizens on an equal footing with other medical care.
President Joe Biden stated in a statement that “there is no reason that breaking your arm should be treated differently than having a mental health condition.”
Insurance: Regarding The Treatment Of Mental Health Now
During a briefing, White House Domestic Policy Adviser Meera Tandem encouraged individuals to seek out in-network mental health care.
Rather, individuals have continued to foot the hefty bill for mental health services, frequently having to pay out of pocket and outside of their network.
According to the administration, the rule directs insurers to assess coverage based on multiple factors, such as the plan’s provider network, the amount plans pay for coverage obtained outside of their network, and the frequency with which prior authorization is needed and granted under current plans.
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