Plumbers and insurance agents offer guidance as the cold weather approaches.
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WVUE – NEW ORLEANS Prepare now, say plumbers, as the New Orleans region gets ready for record-breaking temperatures early next week. Additionally, a seasoned insurance agent says that insurance typically covers frozen pipe repairs.
Pete Graffito owns Pete’s Plumbing and Heating Inc. in New Orleans.
The most important thing to do is to protect your pipes. Insulating them is a good place to start, but if your home is raised, especially an older one with older pipes, those pipes are more likely to burst.
To prevent the wind from blowing underneath, I suggest that you cover up your openings with something like felt paper. there,” Graffito uttered.
He claimed that when water inside of them freezes, many older pipes are particularly prone to breaking.
Some people leave a small amount of water running in the winter.
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There are two things you should check before running the water: first, is the type of water heater you have—tankless or tank mounted?
The best course of action is to locate your water heater, set it to pilot instead of off, unplug any tankless units that have switches, or simply turn off your switch, and then run your hot water line as far as possible in order to figure out how to move the water through as many pipes as possible.
as you can and keep the water flowing because if the water’s moving it tends not to freeze,” said Graffito.
Dan Burghardt is the owner of a named insurance company.
According to Burghardt, “most landlord policies, commercial insurance, and homeowner policies all have to be insured and will cover frozen pipe damages.”
However, because there will be a deductible, Burghardt advises property owners to consider if filing a claim is worthwhile.
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Other than wind, the flat deductible would apply, according to Burghardt. “As soon as a claim is filed, it becomes part of your claim history and frequent claim filing, so weigh the pros and cons and determine if it will get you additional assistance over and beyond the deductible.” will function against you.
Burghardt agrees with plumbers that protecting your pipes can save you a lot of trouble. Burghardt advised spending a little money and time covering the pipes.
“Those who own pools should keep their equipment running all year long because those pipes will burst when it gets cold outside.”
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