Vehicle

Automobile insurance covers motorbikes, trucks, cars, and other types of road vehicles. Its main purpose is to offer financial protection against bodily harm or physical damage sustained in auto accidents, as well as against potential liability resulting from such incidents.

Together, these coverage options help to cover vehicle damage. Regardless of who is at fault, collision insurance covers the cost of replacing or repairing your vehicle.
For instance, property risk (theft or damage to the vehicle) and liability risk are usually covered by auto insurance.

Vehicles against theft, natural or man-made disasters, damage from accidents, etc. are covered by motor insurance. A lot of policies also offer protection against harm done.