Local Opinion: Take charge of your health insurance and don’t panic.
Gujarat Opinion Poll 2022 :Don’t Panic Health Insurance
Many people who had their coverage continue since the beginning of COVID-19 in March 2020 have found themselves in need of renewing it since June. These renewals are taking place until June of this year, on a rolling basis.
Approximately 25% of Minnesotans will have to undergo this renewal process. This is on top of the individuals who are currently enrolled in open enrollment on the individual market through Nsure.
Health insurance can be complicated; at the moment, it’s even more so due to administrative issues with the return of renewals, which have led to occasionally contradictory letters and the temporary reinstatement of coverage for some individuals.
M Nsure navigators offer free assistance; more about that in a moment.
People can first take steps to help ensure that they are covered, such as updating their address if they have moved in the last four years, keeping an eye out for renewal notifications in their mail,
checking to see if they have received a notification stating that their coverage has been automatically renewed (which may include instructions for returning paperwork or may state that coverage has been reinstated), and visiting mn.gov/dhs/renewmycoverage to learn more about renewals.
Sending in any paperwork you receive is the best way to guarantee accurate coverage. You can ask a navigator for help if you’re unsure of where or how to turn in paperwork or how to change your address.
Navigators can be found in reliable local groups and provide free assistance to anyone.
Navigators are also available at:
- (218) 722-9650 Lake Superior Community Health Center
- WE Health Clinic: (218) 727-3352
- Community Action Duluth: (218) 726-1665
- YMCA at Essentia Wellness Center: (218) 241-8008 ext. 587
- Initiatives for Health Care for Generations: (218) 336-5709
Coverage may lapse if a renewal is neglected, incomplete, or incorrectly completed. Navigators have observed individuals discovering they no longer have insurance when they attempt to pick up a prescription drug or visit a doctor.
It is frequently still possible to re-enroll or submit a renewal if coverage has lapsed, but this is not ideal and may result in a gap in coverage.
Once more, it’s best to remain calm and ask a navigator for assistance. Your future self will appreciate your initiative!
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